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Making More Time for Yourself: 21 Tips For Dealing With The Paper Clutter In Your Life
Fortunately, there are a lot of things you can do to reduce the paper clutter in your home without too much effort on your part and take back control of your life. If you follow these 21 tips, you’ll quickly get paper under control and take back control of the paper that enters your home and your life. Even better, you’ll no longer waste precious time looking for lost documents, or worse, your checkbook; you’ll never pay interest on a lost bill; Embarrassment; you won’t feel bad about misplacing an invitation to an exhibition you wanted to see; you’ll lose that horrible, harrowing feeling of being overwhelmed by mountains of paper.
1. Cancel all magazine subscriptions; also carefully consider buying them from newsstands. If you must buy it, read it and recycle it immediately; don’t cut out the article; don’t reread it. If you support a charity that sends out free magazines, please contact them and ask them not to send them until further notice.
2. If you have piles of magazines at home waiting to be read, then don’t read them – they’re probably out of date – donate them; lots of places (barbershops, takeaways, dentists will appreciate it.
3. Don’t buy newspapers; if you pick one up on your way to work, leave it for the next person or recycle it at the end of the trip.
4. Put a pen by your front door. If you receive any junk mail, please do not open it, but write “Please remove my name from your mailing list” message on the outside envelope. Drop it in the mailbox next time you stop by.
5. Put all flyers and free catalogs in the recycle bin and do not open them. Recycle any old catalogs as prices can go wrong and there’s nothing in them that you can’t buy elsewhere, often cheaper.
6. Sign up for paperless billing, especially for utilities.
7. Usually turn on computer before checking e-mail; mark bill as paid with date and amount and put in the submit box.
8. Whenever possible, pay by direct debit or standing order.
9. Think carefully about whether you really need to print bank and credit card statements; you may need to keep them for tax purposes, but if not, it’s easy to check them online, though you should find out where you can access them before submitting time. Download a copy to your computer for future reference. Keep a paper copy of your account number and phone number in case you lose access to your computer.
10. Throw away credit card receipts, etc. when you check your statement unless you need them for tax purposes. If you leave your credit card at home and pay in cash, there is no receipt to look at!
11. If you begin to rely more heavily on computerized records, make sure to back them up weekly.
12. Now you have so many piles of paper. I bet you don’t know what most of them are, so the easy way to dispose of them is to put most of them in the recycling without having to look again. Old letters and cards work too.
13. If you have documents, please review all documents carefully and remove obsolete information. If you have to complete a tax return, you might consider filing your taxes based on your tax year, starting a new “folder” each year.
14. Can you improve your filing system? Does everything have to be in a separate file? Can you use clear plastic wallet cases or (lever arch) folders? Can you separate your paperwork into household (utilities, auto, insurance, sureties, contracts) and personal (financials, including mortgages, credit cards, banking, health, medical, dental, etc.), and perhaps legal matters. Label everything clearly so it’s easy to find; consider using color; or, you could even just number each file and have a separate list to help you find it.
15. Be careful not to accidentally drop “legal” paper into the recycling bin!
16. Day after day: Try using stacked letter trays like in the office: one for the monthly “money”: checkbooks, credit card slips, etc., that you need to access quickly and often; Agreements and other correspondence not yet filed; maybe a third post needs to be dealt with but not today.
17. If you have a lot of projects (work you do at home, or research for your next vacation), you can have a tray for each project; Just dump it into the recycling bin.
18. Try to file every day – you’ll feel better and have it under control.
19. Since identity theft is such a big problem these days, don’t forget to remove your name and address from any documents you entrust to the recycle bin. Shred any large pieces that you don’t want others to see.
20. Recycle packaging and paper; save only for emergencies.
21. Finally, if you have to do annual accounts, now is a good time to update them and file the paperwork.
Follow these tips and you’ll be back in control of your life in no time. Let us all know if you have any tips to add.
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