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Why You Would Be VERY Wise To Start A Business While You Still Have Your Day Job
“You must be in business for yourself, you will never get rich working for someone else.” – J. Paul Getty in his book titled “How to Get Rich“
Examples abound to show that many business startups fail NOT because of the owner’s lack of “technical knowledge” about their chosen venture, but quite often because of their lack of understanding of many not so obvious dynamics that are going on. in the life of a business startup, with potentially fatal implications if not well managed.
This article alerts the veteran employee (or career person) to the need to take EARLY proactive action to prepare for life AFTER paid employment, suggesting that s/he seriously consider starting a business BEFORE retirement.
The Current Situation
All too often we have seen many people spend a significantly disproportionate period of their lives working alone for their employers. Then, one day, they realize that they have to leave the company after reaching the prescribed maximum age limit.
Many find themselves confused, not knowing where to start – even though they leave the company with great cash and other retirement benefits. They are not able to come up with viable business ideas, they certainly guarantee sustainable results.
Moreover, the pre-retirement courses many prospective retirees are made to attend just before they leave their companies often fail to give them practical exposure to the real business opportunities and challenges they are destined to face.
One could say that this shouldn’t pose much of a problem, as it shouldn’t be unreasonable to expect that such retirees will find people who can help them decide what to do ie where to invest their hard-earned retirement benefits etc. The sad reality is that many of the retirees face the risk of being “taken to the cleaners” by unscrupulous individuals who may decide to exploit the lack of knowledge of the latter in the fields of business they are satisfied with.
In addition, there is – in Nigeria – a frustrating lack of information, learning resources and facilities to help retirees prepare to enter the “real world”. As a result, they tend to venture into all kinds of ventures – some of which are actually profitable – without proper preparation. The stress/pain resulting from the trial and error approach they are forced to adopt eventually takes its toll on them, leading to frustration.
The Proposed Alternative
The above makes it clear that there is a clear need for prospective retirees to better prepare themselves to start and run their own businesses when they re-enter the real world. It has been said that retirement becomes a burden when people are not psychologically prepared for it.
What we see in our society every day confirms that this previous statement is indeed true for a great many people. An alternative is therefore needed, which from now on will save potential retirees the unnecessary pain and frustration that many had to go through before.
Beware – What You Bring From Paid Employment Will Not Fully Prepare You
Let me tell you this. It does not matter how many years of workplace experience you have gained in paid employment. It doesn’t matter how many board meetings you’ve chaired. Nothing and I mean NOTHING can COMPLETELY prepare you for the very hard knocks you’ll receive when you finally leave the security of paid employment to try and sustain your own business.
Nothing they teach in MBA school prepares you to deal with the unpredictability of the real world. No one can teach you HOW to persevere in the face of repeated market rejection and daunting obstacles that “seem to” conspire to prevent you from making a success of your new life.
Starting YOUR first business after being in paid employment in my experience is like becoming a day old baby and learning to crawl, then learning to walk and finally learning to run ALL over again. The difference is that the child often only needs a few months to a year to do all that.
In your case, it is likely (based on my experiences – and the opinions of veteran entrepreneurs such as Robert Kiyosaki, James Cook, Michael Masterson and others) that it will probably take you at least five (5) years to fully get your business off the ground. the ground
And SO I honestly believe you would be VERY smart to start THAT business that you will fall back on post-retirement TODAY, NOW, if you know you want to be financially secure in your old age.
Take this advice from someone who once enjoyed a successful career in paid employment and then chose to quit while still VERY far from retirement age (ie 31 years old) to fulfill a long-held dream of venturing into business.
That person was me. And I believe that if it could be as difficult as it turned out for me, despite my relative youth and energy, ANYONE who retires after reaching the maximum age will probably find it EVEN more difficult to endure. the challenges necessary to achieve business success.
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