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Tips for Completing Your Social Security Application Online

Are you getting close to retirement? Prepare to submit your Social Security card online.

To cut costs, and in anticipation of the 80 million baby boomers who will apply for retirement benefits in the next 20 years, the SSA is strengthening its website and online services.

If you haven’t visited the SSA website recently, you should stop by. In addition to a design redesign, the site is also more user-friendly with the best requested services listed right on the home page for easy access.

What Can You Do Online?

One of the services you will see is the ability to submit your application online. While most people go to the SSA website to apply for retirement benefits, that’s not the only thing you can do right on the website. Here are just a few things you can do online on the site:

– Apply for retirement, spousal or disability benefits

– Request a replacement Social Security card

– Join Medicare, or get help with your Medicare prescription costs

– Appealing a decision (if you have been refused disability benefits, for example)

– Estimate your future retirement benefits with the benefits calculator

– Change your address or phone number

– Explore popular baby names

– And much more…

Why Should You Submit Your Social Security Application Online?

If you’re one of the 10,000 baby boomers who are expected to retire every day between now and 2029, here are a few reasons why you’ll want to submit your application online:

1. The online retirement application can be completed in just 15 minutes,

2. You can apply for benefits from the comfort of your own home, and

3. No need to drive to your nearest Social Security office or stand in a long line.

How to Apply for a Social Security Benefit Online

You can submit your application online if you are at least 61 years and 9 months old and you live in the United States or one of its territories and you are not receiving benefits on your own record. You also don’t have to have already applied for benefits.

Note that the SSA cannot process your application if you file for benefits more than four months in advance, so do not apply until and want your benefits to start no later than 4 months in the future.

It’s also important to know that if you’re within 4 months of reaching age 65, you’ll automatically sign up for Medicare when you submit your retirement form online.

To begin your online application, simply go to socialsecurity.gov and click on “Apply for retirement benefits” (there are also links to apply for disability benefits and Medicare subsidies if that’s your goal).

Once you click the ‘Apply Retirement’ button, you will be guided through a series of questions about yourself, your work and your family. The entire process takes about 15 minutes, and most of the time once you click submit, you’re done (no need to submit your application, the entire process is done online).

After you submit your Social Security application online, the SSA will review your application and contact you if more information is needed or if they need to see any documentation.

In addition to applying for benefits for yourself, you can also help a friend, family member or neighbor submit their application online, however for privacy, you will need to complete an additional step or two. If your family member or neighbor is with you when you apply for them, simply select the button on the first page that says “I’m helping someone who wants to apply for benefits and is with me.” If the person is not present, please select the button that says “I am helping someone who is not with me, and therefore cannot sign the application at this time.” In the latter case, you will need to print the application and have the person sign it before sending it.

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