What Is The Cheapest Auto Insurance Rate For An 18-Year-Old Cheap Car Insurance – Young Driver, These Will Help You Lower Your Rates

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Cheap Car Insurance – Young Driver, These Will Help You Lower Your Rates

Cheap insurance: A young driver is definitely not the most liked person in car insurance. The younger a driver is, the higher the risk associated with insuring such a person. A teenager will cost a lot more than a twenty-five year old. To make matters worse, if this young driver is male, the cost of it is even higher. Here are things that will dramatically lower your rates…

But first, why such high rates when a driver is young? A young driver is usually less experienced than an older one. This makes them have a worse response in road situations. In addition, younger people are generally less security conscious as a group than their older counterparts. These two combine to make them such a high auto insurance risk. Teenagers, for example, are responsible for more crashes than all other age groups combined!

Now to things you can do to get cheap car insurance as a young driver. It would be best if you could just grow old. But, for that, we will have to let time take its course. Do this and you will get massive savings…

1) Take defensive driving courses. Defensive driving courses that are recognized by your auto insurance provider will certainly lower your rate.

2) Use a smaller car. Avoid sports cars and cars that fall into the “expensive to insure” category. If in doubt, ask. But a general rule is: Big cars, expensive cars, sports cars, cars with a high theft rate are much more expensive to insure.

3) Make sure you buy a car that has safety features. There are cars that have a high safety rating. These will help you get affordable car insurance.

4) You may be on your parents’ car insurance. However, for this to work you will need to live with them and have your car registered in their names.

5) Get only A’s and B’s in school. A good grade is often rewarded by companies.

6) Reduce your mileage as much as possible. The more you drive the higher your risk to the car insurance provider.

7) Get quotes from reputable quote and comparison sites. This is the hassle-free way to make sure you get cheap car insurance. If you really want the lowest cost for it, visit at least three of these sites (Just make sure you enter the same information on all three sites). It will only take you 15 minutes total but will save you a few hundred dollars.

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